Terms of use

1. terms

By accessing the site FICAsite, you agree to comply with these terms of service, all applicable laws and regulations and you agree that you are responsible for compliance with all applicable local laws. If you do not agree to any of these terms, you are prohibited from using or accessing this site. The materials contained in this site are protected by applicable copyright and trademark laws.

2. Use of License

Permission is granted to temporarily download one copy of the materials (information or software) on FICA , for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

1. modify or copy the materials;
2. use the materials for any commercial purpose or for public display (commercial or non-commercial);
3. attempt to decompile or reverse engineer any software contained on FICA;
4. remove any copyright or other proprietary notations from the materials; or
5. transfer the materials to another person or 'mirror' the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by FICA at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must delete all downloaded materials in your possession whether in electronic or printed format.

3. Exemption from liability

1. The materials on FICA 's website are provided 'as is'. FICA makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
2. Further, FICA does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall FICA or its suppliers be liable for any damages whatsoever (including, without limitation, damages for loss of data or profit or due to business interruption) arising out of the use or inability to use the materials on FICA, even if FICA or an authorized representative of FICA has been notified orally or in writing of the possibility of such damages. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on FICA 's web site could include technical, typographical, or photographic errors. FICA does not warrant that any of the materials on its web site are accurate, complete, or current. FICA may make changes to the materials contained on its web site at any time without notice. However, FICA does not make any commitment to update the materials.

6. Links

FICA has not reviewed all of the sites linked to its site and is not responsible for the contents of any linked site. The inclusion of any link does not imply endorsement by FICA of the site. Use of any linked site is at the user's own risk.

Modifications

FICA may revise these website terms of service at any time without notice. By using this site, you agree to be bound by the current version of these terms of service.

Applicable law

These terms and conditions are governed by and construed in accordance with the laws of FICA and you irrevocably submit to the exclusive jurisdiction of the courts in that state or locality.